{"id":4705,"date":"2015-07-31T11:22:11","date_gmt":"2015-07-31T15:22:11","guid":{"rendered":"https:\/\/newversion.wcinsights.com\/?p=4705"},"modified":"2015-07-31T11:22:11","modified_gmt":"2015-07-31T15:22:11","slug":"workers-may-not-be-getting-all-the-wc-they-deserve","status":"publish","type":"post","link":"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/","title":{"rendered":"Workers May Not Be Getting all the WC They Deserve"},"content":{"rendered":"<p><a href=\"C:\\Users\\kelia.scott@acrometis.com\\Pictures\\WCInsights Pics\\bandaged hand.png\"><img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"4706\" data-permalink=\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/bandaged-hand\/\" data-orig-file=\"https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand.png\" data-orig-size=\"1035,687\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"bandaged hand\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand-300x199.png\" data-large-file=\"https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand-1024x680.png\" class=\"alignleft size-medium wp-image-4706\" src=\"https:\/\/newversion.wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand-300x199.png\" alt=\"bandaged hand\" width=\"300\" height=\"199\" srcset=\"https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand-300x199.png 300w, https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand-1024x680.png 1024w, https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand-600x398.png 600w, https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand.png 1035w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/a>Taking a look at a survey out of New Hampshire, it looks like workers may not be utilizing workers\u2019 compensation insurance as much as they could. The Behavioral Risk Factor Surveillance System survey shows that just over half of work related injuries are treated by the state\u2019s workers\u2019 compensation system, and the rest are treated by things like private insurers, Medicare, Medicaid or other payers.<\/p>\n<p>The survey asked 13,993 workers if they\u2019d had injuries at work that were serious enough to get medical help and of the respondents, 280 people or 4.7 percent said they had. Just 53.4 percent of those cases were paid for fully by workers\u2019 compensation. Those paid for by either Medicare, Medicaid, or partially by workers\u2019 comp accounted for 27.45 percent, and personal insurance paid for the remaining 19.49 percent. Of those that <a href=\"http:\/\/www.dhhs.nh.gov\/DPHS\/hsdm\/ohs\/documents\/brfss-wri-underreporting-2015.pdf\">responded<\/a> they\u2019d had a serious injury, about one fifth did not have health insurance on their own. A significant amount of those who had responded that they had a serious injury at work had less education and lower income levels, and many worked in the accommodation or food service industry, as well as construction, manufacturing or health care. Some of these jobs utilize more contractors or self-employed workers who may not be covered under workers\u2019 comp.<\/p>\n<p>The number of injuries who needed medical help could be even higher than that because we know some work injuries go unreported. And those that are unreported are definitely not paid for by workers\u2019 compensation. Workers may be afraid to report their injury or do not think their injury stems from work (chronic back pain for instance) and if they do not report it then if they do get it treated it falls on their insurance, their family or government programs to pay for it. Though it is illegal some employers may not have workers\u2019 compensation insurance which could also put their employees in a position to have to pay for injuries on their own. This is not a trend limited to New Hampshire either; the median range across the states for injuries that were treated with workers\u2019 compensation insurance is just 61%.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Taking a look at a survey out of New Hampshire, it looks like workers may not be utilizing workers\u2019 compensation insurance as much as they could. The Behavioral Risk Factor Surveillance System survey shows that just over half of work related injuries are treated by the state\u2019s workers\u2019 compensation system, and the rest are treated [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":4706,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[1],"tags":[],"class_list":["post-4705","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-workers-comp-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v24.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Workers May Not Be Getting all the WC They Deserve - Workers&#039; Comp Insights<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Workers May Not Be Getting all the WC They Deserve - Workers&#039; Comp Insights\" \/>\n<meta property=\"og:description\" content=\"Taking a look at a survey out of New Hampshire, it looks like workers may not be utilizing workers\u2019 compensation insurance as much as they could. The Behavioral Risk Factor Surveillance System survey shows that just over half of work related injuries are treated by the state\u2019s workers\u2019 compensation system, and the rest are treated [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/\" \/>\n<meta property=\"og:site_name\" content=\"Workers&#039; Comp Insights\" \/>\n<meta property=\"article:published_time\" content=\"2015-07-31T15:22:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1035\" \/>\n\t<meta property=\"og:image:height\" content=\"687\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Kelia Scott\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@wcinsights\" \/>\n<meta name=\"twitter:site\" content=\"@wcinsights\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kelia Scott\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/\",\"url\":\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/\",\"name\":\"Workers May Not Be Getting all the WC They Deserve - Workers&#039; Comp Insights\",\"isPartOf\":{\"@id\":\"https:\/\/wcinsights.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand.png\",\"datePublished\":\"2015-07-31T15:22:11+00:00\",\"author\":{\"@id\":\"https:\/\/wcinsights.com\/#\/schema\/person\/5597f459f108d6893bbbdd65fd48ecae\"},\"breadcrumb\":{\"@id\":\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/#primaryimage\",\"url\":\"https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand.png\",\"contentUrl\":\"https:\/\/wcinsights.com\/wp-content\/uploads\/2015\/07\/bandaged-hand.png\",\"width\":1035,\"height\":687},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/wcinsights.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Workers May Not Be Getting all the WC They Deserve\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/wcinsights.com\/#website\",\"url\":\"https:\/\/wcinsights.com\/\",\"name\":\"Workers&#039; Comp Insights\",\"description\":\"Quick highlights from Workers&#039; Comp world\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/wcinsights.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/wcinsights.com\/#\/schema\/person\/5597f459f108d6893bbbdd65fd48ecae\",\"name\":\"Kelia Scott\",\"url\":\"https:\/\/wcinsights.com\/author\/kelia-scott\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Workers May Not Be Getting all the WC They Deserve - Workers&#039; Comp Insights","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/wcinsights.com\/workers-may-not-be-getting-all-the-wc-they-deserve\/","og_locale":"en_US","og_type":"article","og_title":"Workers May Not Be Getting all the WC They Deserve - Workers&#039; Comp Insights","og_description":"Taking a look at a survey out of New Hampshire, it looks like workers may not be utilizing workers\u2019 compensation insurance as much as they could. 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