It’s been a little while since we’ve added another installment to our “Fraud Friday” series, but here is a big one out of Massachusetts.

The state’s Attorney General, Maura Healey, announced that Robert Foss allegedly failed to properly report the nature of his company’s work in order to avoid paying more in insurance premiums. He avoided paying $120,000 between 2009 and 2012 with false representations to his insurance companies.

He lives in Wilmington, MA and operates a business in Burlington. He told both of his insurance companies in three separate policies that his business was a general contracting business but in reality it was a roofing company, which would carry a much higher premium since roofing is considered more dangerous. He was charged with four counts of workers’ compensation fraud and will be arraigned later this month.

Beyond gaining an unfair business advantage, this kind of fraud puts employees at risk of not having their injuries fully covered in the event of a catastrophic injury. The Workers’ Compensation Ratings and Inspections Bureau (WCRIB) establishes what policies should cost based on the nature of the work and then insurance companies use that information to charge workers’ compensation premiums.

“Businesses that misrepresent their payrolls and type of business to lower their workers’ compensation premiums put honest businesses at a disadvantage, and are not providing proper coverage for their employees,” said the Insurance Fraud Bureau of Massachusetts (IFB) Director Daniel Johnston.